A man looking at a mountain landscape alongside a search prompt about how to get extra income when retiring, representing the Second Salary plan from National Bonds.

Meet the version of you
who gets paid twice a month

That's not a dream, that's Second Salary

No new job, no extra hours,

just money that shows up.

One decision, two paydays for whatever's on your wishlist, whether building a new business, persuing higher studies, or quitting your job and travelling the world.

Save just 1,000 AED a month, choose a term between 3 and 20 years, and let your money grow quietly in the background. when your term ends, it pays you back every month, just like a second salary

3.25% p.a. anticipated profit rates
3-20 years payout period
Monthly salary returns
Entry to AED 36 Million Rewards Program

Features

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3.25% anticipated returns reinvested monthly

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3-20 years of flexible saving and payout period

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Entry to AED 36 Million Rewards Program

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Upfront lump sum investment available

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3 years of saving completion leads to subscription fee waived

How it works?

If you save AED 5,000 monthly for 5 years, you’ll receive approximately AED 5,897 every month for the next 5 years with profit included.

Good if you are looking for ...

 

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PENSION-LIKE MONTHLY RETURNS

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AUTOMATED MONTHLY SAVING

 


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FLEXIBLE SAVINGS AND PAYOUT PERIOD

Second Salary calculator

Savings Period

Total Savings
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Anticipated Profit
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Total Anticipated Savings + Profit
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Income Period

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Total Savings & Anticipated Profit
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The above calculation illustrates profit calculation as per the inputs given. The expected profit is reinvested on monthly basis. The expected profit rate distribution is based on p.a. basis. The above calculator assumes profit reinvestment based on 12 months a year basis. Actual expected profit amount distributed may differ based on the prevailing calendar days of the month.

How to save?

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Still not sure?

Frequently asked questions

Yes, you can cancel the plan before its maturity date.

Your profit will be added to your account annually, same as saving bonds.

Yes, there will be charges incase of redemption / subscription prior to maturity. Click here to refer to 'Terms & Conditions' document.

The prize will be added automatically to your savings account.
  • Terms and conditions